Hi! I need some more help and advice please.   Since my last post, I filed my Motion to Dismiss. I have attached a copy. In response, they sent me their response to the MTD - also attached. Please advise how to respond to what they have said.   The next communication from UNIFUND was a CITIBANK credit card agreement from 2010 (attached) as well as a signed Pre-Approved Acceptance Form with my signature dated January of 2000.   The law firm also rejected the first arbitrator that was assign