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Posted

Wilshire Mortgage has now gone away but my loan was acquired by BoA for servicing about 2009-2010.  I have disputed Wilshire on all 3 bureaus but it keeps coming back verified even though Wilshire is no longer. 

 

I have also disputed BoA items since BoA no longer services my loan (for about 3 years).

 

Is it possible to get Wilshire and BoA removed since they no longer service? and how should I approach that?

 

 

Posted

Is it possible to get Wilshire and BoA removed since they no longer service? and how should I approach that?

 

No.  There is no legal basis to remove them from reporting as long as they are reporting accurately the trade lines can remain.  It simply must reflect they are no longer servicing the mortgage and it has been sold or transferred along with a zero balance.  

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