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I am not sure what to call this but how do I deal with it 
I owed HSBC money 
they sold their account a collect agency 
I filed bankruptcy 
the changed the status to included in Bankruptcy 
I hired Lexington Law Firm 
Lexington disputed 
Now it appears under Positive credit on experian as follows  see the attachment
Is there a letter I can send to someone to get this taked off my experian credit file please help 

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Posted

Is there a letter I can send to someone to get this taked off my experian credit file please help 

 

No.  There is no magic method that removes trade lines that are reporting accurately, not even with hiring a credit repair company which is what Lexington Law is.  Plus you have the added problem that you included this account in bankruptcy and that is a public record.  There are other ways for creditors to find out you owed them money besides your credit report.

 

I can tell you from experience that HSBC will not budge so while you can technically tilt at this windmill trying to get it removed they can and will validate until the bitter end.  With your BK you should be able to start building new credit a year or so after filing in which case the accounts included won't be hurting your score anymore.

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