KPete14303 Posted September 4, 2015 Report Share Posted September 4, 2015 1. Who is the named plaintiff in the suit?Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)Michael James YoungP.O. Box 460568Houston, TX 3. How much are you being sued for? $1900 4. Who is the original creditor? (if not the Plaintiff)Citibank (Best Buy Card) 5. How do you know you are being sued? (You were served, right?)Served 6. How were you served? (Mail, In person, Notice on door)In Person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued?None 9. What state and county do you live in?Texas, Travis 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)May 2013 11. What is the SOL on the debt? To find out: 4 years 12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). Suit Served 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)No 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.No 15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? 20 days from serve date which was 8/25 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.All are included in the attachment with the exception of a Credit Card statement from Best Buy Lawsuit_Redacted.pdf Looking for some help with my guidance letter. Based on what I have seen from other posts on this forum I know I need to keep it short and respond to their allegations line-by-line but not sure how to proceed much further Quote Link to comment Share on other sites More sharing options...
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