Guest txgal1112 Posted September 28, 2015 Report Share Posted September 28, 2015 I am new here and have attached a copy of 3 lines of CR and trying to figure out the best way to handle these. I think 1 of them is past the SOL in TX of 4 years. Thanks for your help Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted September 28, 2015 Report Share Posted September 28, 2015 I am new here and have attached a copy of 3 lines of CR and trying to figure out the best way to handle these. I think 1 of them is past the SOL in TX of 4 years. Thanks for your help The first one is past the SOL for them to sue you but can report until 12/2016 if I read the dates correctly. There are 2 SOLs one for reporting and one for suing. The second one is Enhanced Recovery which is a collection agency/credit report poisoner. Deal directly with AT&T on this. ERC typically violates the FDCPA in many ways and can be usually threatened to delete by pointing out their violation(s) and offering to not sue in exchange for deletion. This debt is well within the SOL for suit. Medical debt is best settled with pay for delete. This is brand new and very small. They can sue you for this one as well. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.