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How do I proceed?!


grandnagis
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I recently disputed items on my credit report. 3 credit cards I disputed wrong dates of last activity and validation of a collection account. The accounts were 2 First Premier cards 1 PNC and 1 Verizon with Pinnacle as the CA all came back verified here are the results

 

First Premier#1

Open Dates: EQ 6/1/08   TU 6/2/08

Balance:       EQ 431       TU 432    EX 431

 

First Premier #2

Open Dates: EQ 1/1/2009   TU 1/27/2009

 

PNC

DOFD:           EQ 10/2009     TU Maximum Delinquency of 120 days in 4/2010 If I'm right that would be 12/2009

High Balance:  TU 3310   EX 3405      

 

Pinnacle

Date Opened: EQ  6/1/2013       TU Placed for collection 6/20/2013

 

I disputed directly with the CRA's But got 2 letters from First Premier telling me they don't determine how long a trade line stays on a report and they don't change accurately reported information.

 

Do I go with the method of verification route next or since I only said wrong DOLA do I have to re-dispute each one of these inaccuracies? I thought once I asked for an investigation it had to come back completely accurate the first time?!

 

I live in NJ which is 6 years SOL and some of these are pretty close to those dates if not already there

 

I hope the way I presented thing up top are understandable.

 

 

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