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xplhavoc

Bankruptcy and Divorce

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I have great credit. Nothing bad. I have to many high loans and credit card debts. My wife has seperate cards that are barley anything owed. If I choose to file for BK in Cali will it affect her score? Should I file for divorce first would this safe gaurd her? Im the one that has all the cards and loans not her. And her name is not on any of them. She has sperate.

Thank You

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Found that answer.

Long as nothing is in her and mine name = Joint were all good.  If i file BK7 shes safe. Only affects me. Unless I owe taxes and we filed married then if the BK7 is done IRS can come after her. SO no win for IRS after BK7.

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