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joeyzoom

CAPITAL ONE GW DELETION !!!!!!!

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Excuse me as I am shaking as I write this.  As many know I have been rebuilding for 4 months, my scores have gone from 550s to mid 600s across the board (FICO 8s),... I had MULTIPLE COLLECTIONS deleted, charge off from First Premier, and baddies.  As of this morning, my last baddies were a Capital One CO from 2013 (only 2.5 years old, likely killing my score) and 3- 30 day lates for student loans in dispute from 12 months ago.

 

I GWed Cap One for weeks, and got contstant denials ... UNTIL THIS AFTERNOON at 2pm.  I kept getting the generic BS of "We can not delete inaccurate information blah blah blah" ... so I demanded a call from a true EXECUTIVE, as I have friends who have gotten GW deletions with Capone -- I even mentioned consumer discrimination in my letter.  As of 2pm, I got a call from a to execuitve with the APPROVAL TO DELETE THE CHARGE OFF!!!!!!!!!!!!!!!  They have electronically notified the 3 bureaus and are faxing me a letter of proof tomorrow!  THIS IS MY LAST BIG BADDIE, FOR REAL!!!!  GONE! CAPITAL ONE!!!!!!

 

My scores today are:  EXP 644  EQ 637   TU 662 .... After this deletion, especially it being my last baddie I am expecting either a rebucketing which will make me cry LOL, or a HUGE SCORE BOOST!!!!!  TU may easily get over 700!!!!  My reports are clean with UTIL at 30%, AAofA 6.7 years, oldest 13 years, and only the 30 day lates in dispute left!!!!!!  IT CAN BE DONE PEOPLE!!!  IT CAN BE DONE 16x16_smiley-very-happy.gif 16x16_smiley-very-happy.gif 16x16_smiley-very-happy.gif   I will rpeort back tomorrow if it deletes overnight which it usually does, with scores -- if not, I will call my contacts at the 3 burueaus to manually delete with the letter.  I cant believe this, I really cant.  FIGHT until you get it done - THANK YOU SO MUCH to all fo you on here, I am in the HOME STRETCH!!!!!  

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