shawnb74 0 Posted October 27, 2015 Report Share Posted October 27, 2015 Does anyone know if PRA will take a Settlement but mark as Paid in Full? advice, Experience? Quote Link to post Share on other sites
Rogue198 30 Posted October 27, 2015 Report Share Posted October 27, 2015 That would be a violation of the FCRA, by law they have to report accurately and a settled account is not paid in full. Now, you might be able to negotiate to read as paid as agreed but if you want it to read paid in full, you need to pay it in full. Quote Link to post Share on other sites
shawnb74 0 Posted October 27, 2015 Author Report Share Posted October 27, 2015 Do you know what the Credit score points will be (+/-) with Paid as agreed VS Paid In full? Quote Link to post Share on other sites
Rogue198 30 Posted October 27, 2015 Report Share Posted October 27, 2015 Not my area of expertise. I can tell you that either way, the debt is satisfied and should report a $0 balance. Quote Link to post Share on other sites