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Student Loan in Bankruptcy


Barbhenn
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In the late 80's I went to bankruptcy court and they reworked my student loan.  I am paying $300 until I am 78 years old, twelve more years, and I am paying 7% interest.  I called and wrote Petra Shipman who was the person I always spoke to about defaulted loans asking how much I would have to pay if I were to pay it early.  I'm thinking, like a mortgage you would save on interest.  First she sent me a statement just showing where I was and the same payment until I'm 78 years old.   Then she wouldn't call back. I sent a certified letter asking for information.  I received no response.   The company used to be Sallie Mae then USA Funds. Now it is called Navient.  

 

Does anyone have any suggestion?  I was thinking of taking money out of my retirement so I wouldn't pay 7% interest.  

 

Thanks

Barbara

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  • 8 months later...

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