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What happens after I file an Answer to a credit card lawsuit?


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I just responded an Answer to a CACH LLC credit card lawsuit/summons (civil- limited case). What happens next, and how long before I hear anything from either the court or CACH LLC? Should I send CACH LLC a Discovery also? I am trying to buy time to be able to file BK.

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Unfortunately, this is not the only credit card debt I have and plan on filing BK.  However, I need time to come up with some money to hire an attorney.  I am curious to know how long after I file an Answer before they get back to me. 

I think the last payment made on the card was in March of 2014. 

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If you are planning to file BK, even if the JDB gets a judgment, it can be vacated through the BK process.   But if you fight their lawsuit aggressively you should get about 6 months before they get a judgment.   If you are really aggressive, they may never get a judgment.

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