AJ 15 Posted January 31, 2016 Report Share Posted January 31, 2016 Is A.R.S. National ( in Escondido CA) a collection agency collecting while the original lender still owns the debt? Or, does A.R.S. National buy debts? Thanks. Quote Link to post Share on other sites
Clydesmom 1,222 Posted January 31, 2016 Report Share Posted January 31, 2016 2 hours ago, AJ said: Is A.R.S. National ( in Escondido CA) a collection agency collecting while the original lender still owns the debt? Or, does A.R.S. National buy debts? Thanks. It appears they are strictly a collection agency. However, it is possible for a business to be both. Quote Link to post Share on other sites
bonedaddy77 1 Posted February 1, 2016 Report Share Posted February 1, 2016 I've dealt with them on an Amex account. Amex still owns the debt and they act as collection agency. In my case Amex said ARS is handling the debt then ARS referred me their FL office which was a law firm. If the OC for your alleged debt is Amex then it's safe to say ARS is just collecting and OC still owns the debt. Quote Link to post Share on other sites
AJ 15 Posted February 2, 2016 Author Report Share Posted February 2, 2016 Thanks for the information. Quote Link to post Share on other sites
