Jump to content

CRD PRT ASSO -- help!


beano919
 Share

Recommended Posts

I know that this question has probably been asked a ton of times, and I've tried googling this to get a straight forward answer, but I keep finding mixed answers and I don't want to get myself into more trouble! I have a delinquent account from...

CRD PRT ASSO $143.00

on my Credit Tracker... I know that it is hurting my credit and I also know exactly what the debt is from (forgot to return a modem when I moved) and I was really struggling to get by.. now that I have my finances in order, I'd like to find a way to get this off of my credit.. I know it's been a 3 or 4 years since I've kept the modem, is it too late to send a DV (and really, do I have to considering I already know it is legit?) or can I go straight to a PFD? Or will that bring about more trouble? I saw on a couple websites that trying to "reopen" the debt stuff can open a new can of worms.. but I really just want to get the delinquent account off of my credit so it's not hurting my score anymore! Thanks for anyone that can help me out!

Link to comment
Share on other sites

1 hour ago, acorn said:

Since you know it's yours, I would try contacting the original creditor and see whether they would be willing to do a pay-for-delete.  (Of course, you know to get everything in writing before you make a payment.)

When you say original creditor, do you mean http://www.creditprotect.com?

Should I contact them? I have no idea where or if there are letters asking for the debt... I was young and definitely threw those away.. :?

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...