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Help with strategy


retep
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Went bad on a few cc's 6 yrs ago.  SOL just passed on all.

Want to clean up credit report and eliminate possibility of getting 1099c in the future.

Need a strategy

-what company or person can anyone recommend for credit repair?

-is it worth paying off my bad cards so don't get 1099c (most are JDB) to get them off report?  But this could be costly and will get 1099c regardless.

-looking for the right answer on how to eliminate the problem once and for all

 

Thanks

 

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