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Paying and Having Medical Collections Removed


Gadagfan
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I am working to clean up my credit report.  I have 5 medical collections reporting for a grand total of $665.  The largest one is $247 and the smallest is $16.  I have no idea if they are legit or not, after two surgeries, the stacks of mail from insurance was ridiculous.  Regardless, I am willing just to pay the $665, but want the collections removed from the credit report.  Has anyone had success with this?  These amounts are so small and I am sure they are not going to ever try and collect on these amounts, but it is trashing my credit.  My thought is to send them a letter for each amount and offer to pay each off in full as long as they agree to remove the entry from my credit reports.

Thoughts?

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