MindBend 3 Posted May 4, 2016 Report Share Posted May 4, 2016 I've been sent a collection letter from a local bottom-feeder for a $25 local tax of some sort. Sent validation letter via certified/Return receipt. I'd pay the $25 to make them just go away, but don't want to risk them reporting it. What if I see if they respond (doubtful) but in the meantime send them the $$ under separate correspondence to just make it go away? I have good credit and the $25 isn't much of a concern to me...the reporting IS! Thanks. Quote Link to post Share on other sites
MindBend 3 Posted May 18, 2016 Author Report Share Posted May 18, 2016 In the way of an update. They sorta validated it by sending a letter from the OC along with an account record/statement. What should I do next? Thx Quote Link to post Share on other sites
Clydesmom 1,221 Posted May 18, 2016 Report Share Posted May 18, 2016 42 minutes ago, MindBend said: What should I do next? $25? Pay it. Not worth ruining your credit over. Quote Link to post Share on other sites
fisthardcheese 1,500 Posted May 18, 2016 Report Share Posted May 18, 2016 Is it a debt or a company you recognize? If not it could be a "stupid tax". There are many scammers who will get enough of your identity to manufacture a small collection amount knowing that most people will pay a small amount like $25 to make it go away without questioning it. If you know that is not the case, then I agree with @Clydesmom . It's not worth spending almost half that amount to dispute it anyway. Quote Link to post Share on other sites