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Discover suing me

Guest meghan757

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Guest meghan757

1. Who is suing you? Glasser & Glasser is the attorney suing me

2. For how much? $9,056 costs of 56

3. Who is the original creditor? Discover

4. How do you know you are being sued? recvd Warrant in Debt

5. How were you served? Were you served? Rec'd in mail, never served on door or in person

6. What was your correspondence (if any) with the people suing you before you think you were being sued? I do not recall any prior communication other than the warrant in debt

7. Where do you live? Virginia Beach VA

8. When is the last time you paid on this account? Experian shows June 2015 was last "OK" payment. Written off in Jan 2016

9. What is the status of your case (if anything has been opened)? You can find this by a) calling the court or B) looking it up online (many states have this information posted daily). I have court 6/22/16

10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) NO

11. Did you request debt validation before the suit was filed? If not, don't bother doing this now.  No.

12. Does your summons require a response in writing? (Look hard!) If you don't get a questionnaire with your summons, you are still probably required to answer it in writing. If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? I must appear or judgement may be entered no indication if response in writing is required Charge is non-payment of an open account

13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits? Discover credit card statement

14. What is the SOL on the debt? 3 years in Virginia




I have sent a settlement letter to Glasser & Glasser about 2 weeks ago, but have not heard from them. I'm hoping they will accept payments or would be willing to settle this outside of court. I'm so lost as to what to do. Can offer $400 a month payment. Should I call them and work something out, or show up to court and set up payment plans, or fight it? Please help :)

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