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Pay for DELETE?


gododgers
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Okay.

I know all advice states contact JDB through certified mail. I just have one simple question. If I have decided to PAY the items off and with for a PFD, then can I just call them or go to their office and get them to do that all the same, or should it all still be done through mail?

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1 hour ago, gododgers said:

Okay.

I know all advice states contact JDB through certified mail. I just have one simple question. If I have decided to PAY the items off and with for a PFD, then can I just call them or go to their office and get them to do that all the same, or should it all still be done through mail?

ANYTHING you do to settle an account regardless of who it is with should be in WRITING.  Verbal promises come down to "he said/she said" and if you can't prove they agreed to PFD then it won't stand up if they don't do it.

Which JDB?  Midland, LVNV, and PRA all have hard line policies and will not do PFD.

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9 hours ago, gododgers said:

Three total. ..2 are with Progressive Management Solutions, and the last one is Vegas Valley Collections. The wife has one with Aargon.

The amounts are very low. All 4 combined equal less than 800 dollars.

Small local collection agencies are usually easier to get to agree to PFD.  The only issue may be that these are NOT junk debt buyers.  They are collection agencies and if the original creditor won't agree to the deletion it may not happen.

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