grace0919 Posted May 26, 2016 Report Share Posted May 26, 2016 I have just consolidated my student loans I have my son that just graduated this year. I am on the income based prepayment plan and my payment is $12.90 monthly with auto deduct. I applied for a mortgage yesterday and on my credit report they have my payment listed as $422.00 a month is this legal according to the Fair Credit Reporting Act. Thank you Quote Link to comment Share on other sites More sharing options...
neweuquol Posted September 1, 2016 Report Share Posted September 1, 2016 How long has your payment been the reduced amount? A current statement regarding your student loans submitted to the mortgage lender you applied to would be a quick fix to any issues they have while you are waiting to fix the credit reporting issue. Quote Link to comment Share on other sites More sharing options...
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