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grace0919

Student loans with Navient

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I have just consolidated my student loans I have my son that just graduated this year. I am on the income based prepayment plan and my payment is $12.90 monthly with auto deduct. I applied for a mortgage yesterday and on my credit report they have my payment listed as $422.00 a month is this legal according to the Fair Credit Reporting Act.

 

Thank you

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How long has your payment been the reduced amount?   A current statement regarding your student loans submitted to the mortgage lender you applied to would be a quick fix to any issues they have while you are waiting to fix the credit reporting issue.

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