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Being Sued by PRA in Bell county TX


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Being sued by PRA in Bell County Tx. I would appreciate any help! @texasrocker

Who is the named plaintiff in the suit?

Portfolio Recovery Assoc, LLC

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) 

Rausch. Strum, Israel

3. How much are you being sued for?

$1,089

4. Who is the original creditor? (if not the Plaintiff) 

Capitol One Bank

5. How do you know you are being sued? (You were served, right?) 

Served 6/10/16

6. How were you served? (Mail, In person, Notice on door) 

In person

7. Was the service legal as required by your state? 

yes

Process Service Requirements by State - Summons Complaint

8. What was your correspondence (if any) with the people suing you before you think you were being sued? 

None

9. What state and county do you live in? 

Texas, Bell County

10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) 

March 29, 2013

11. What is the SOL on the debt? 

4 years

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or   B) looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).

Suit Served

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) 

No

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. 

No

15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? 

20 days from 6/10/16

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

none

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Follow what I told the person in this recent thread. The only difference is that you are not required to get the court's approval
to conduct discovery since your case is not in a JP court.  I will pM you fisrt set of discovery to send to the plaintiff's attorney to include
with their copy of your answer.

http://www.creditinfocenter.com/community/topic/327714-being-sued-by-portfolio-recovery-assoc-in-texas/#comment-1343459

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@texasrocker Thank -you for all your help it is appreciated. After reading over and following what you suggested,  I am a little unsure of what you mean by "in the same format of the original petition that you were served" I have copied and filled in the parts in red like you instructed in a word document. Do I need to use a specific font/number and do I need to reformat what I copied any specific way? 

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On 6/24/2016 at 0:56 PM, meg1304 said:

@texasrocker Thank -you for all your help it is appreciated. After reading over and following what you suggested,  I am a little unsure of what you mean by "in the same format of the original petition that you were served" I have copied and filled in the parts in red like you instructed in a word document. Do I need to use a specific font/number and do I need to reformat what I copied any specific way? 

  At the top of the page where the cause number, court, plaintiff vs. defendant are designated and the same way each subject is listed under headings.

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