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Is This Yet Another Scam


tam250
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This is ridiculous.  I have

Balance Amount:  $900.00

Case File Transferred to ACE: - June 2016

Dear Customer,


Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACE has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a  lawsuit of $4873.81 against you, we request you to kindly pay the Court Restitution Amount which is $900.00. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1)       VIOLATION OF FEDERAL BANKING REGULATION

(2)       COLLATERAL CHECK FRAUD

(3)       THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

·                     Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
·                     Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACE INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau &  social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $900.00  to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS. If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4873.81.

Yours sincerely
Collections & Legal Department
ACE Inc 
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about

 
Regards

ACE INC.

Sr. Investigation Officer(Anderson Law Department)

so many different types of these emails, I am sick of it.

I just wanted to see if others has had these problems.

 

 

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SCAM

16 minutes ago, tam250 said:

we request you to kindly pay the Court Restitution Amount which is $900.00.

First they imply that the court has ordered you pay $900 yet they claim you owe almost 5k and have not been sued yet:

17 minutes ago, tam250 said:

ou will have to send us a promissory note in order to hold your case file from being sent to the court house.

Case files don't get "sent to the court house" and if you haven't been sued yet how could there even be a "court restitution amount"?

18 minutes ago, tam250 said:

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1)       VIOLATION OF FEDERAL BANKING REGULATION

(2)       COLLATERAL CHECK FRAUD

(3)       THEFT BY DECEPTION

NO prosecutor is going to pursue criminal charges based on a consumer default on credit.  Won't happen.  If this is in relation to a payday loan they won't pursue that either because it is clearly a LOAN not check fraud even if your checking account information was used to obtain the loan.  It isn't a violation of any banking regulations either to default on a loan.  Theft by deception is a stretch but depending on the circumstances could be pursued but my educated guess is that the DA would tell them it is a civil matter and to sue you.

21 minutes ago, tam250 said:

We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN.

Again, NO.  They cannot civilly litigate a criminal charge and the DA isn't going to pursue it.

21 minutes ago, tam250 said:

You accepted to return the funds from this aforementioned pending loan.

If the loan is "pending" you haven't received anything therefore could not have defaulted.  Spot the fraud NOW?

22 minutes ago, tam250 said:

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

No it isn't.  Odds are good they haven't even reported it.

23 minutes ago, tam250 said:

ACE INC.

A google search reveals they do not even exist.  My bet is if you called the Anderson Police Department they haven't heard of them either.

You can certainly file the CFPB complaint but the reality is all that garbage is designed to scare you into paying them.  DO NOT do it.  I would simply respond to their email with two words:

F*CK OFF

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