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money orders and jdb


debt runner
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This is kind of a hypothetical question. I've read here that when dealing with a jdb you should always deal in money orders or cashiers checks.  I was wondering what you would do if

you sent  a money order to a jdb and they sent it back to you saying ( we don't accept money orders only access to bank accounts)  just wondering if this has happened to anyone here.

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Depending on state law, that could actually void the debt because you sent in what was a valid reasonable payment. If that were to happen to me, I would keep the money order and the letter stating they would not accept it and send a letter back to the JDB saying that the money order is the only way I am going to pay the debt, otherwise I refuse to pay. If they go to court, you can then show the judge you attempted to settle the issue and that the JDB refused to accept the payment.

Odds are very low that they will refuse money if it is in their hands however. They will try to refuse when negotiating but then you hold firm.

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