ehmehltrue Posted June 30, 2016 Report Share Posted June 30, 2016 Hello, My husband and I had a financial rough patch with illness and job loss starting out as young adults. We have multiple collections, mostly owned by midland, all under $1000. My questions are: Has PFD actually worked for anyone? How would it work with multiple accounts through them? These debts went into collections in late 2012 or early 13, however have all managed to renew themselves to current as of last year. We are working on the Dave Ramsey steps and are just beginning to look at our options for fixing our credit scores as We would like to buy a house and i have a business venture i would like to work on. ANY advice is hugely appreciated! Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted June 30, 2016 Report Share Posted June 30, 2016 13 minutes ago, ehmehltrue said: Has PFD actually worked for anyone? Not with Midland. Midland has a hard line policy/stance against doing PFD. The best you could hope for is a paid collection. I personally would not pay them one red cent and wait until it falls off my credit report before even remotely trying to buy a house. Quote Link to comment Share on other sites More sharing options...
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