lindalee Posted June 30, 2016 Report Share Posted June 30, 2016 I have four negative items on my credit report. Two is with Midland Funding. And the other two are department stores. How should I settle? Should I pay the full amount? I don't have it. Or will they be willing to take partial like 20-25 percent of the debt? And what are my chances for a Paid to Delete? Last question, do you know how it will affect my credit score? Will it improve it or make it worse, if I settle with them? I am a single a mom, so any help is greatly appreciated. I am trying to settle and repair my own credit. I can't afford to hire an agency or a company. Thank you for your help in advance. Quote Link to comment Share on other sites More sharing options...
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