Help! Cach, LLC sued us without our knowledge

[Nicki]

Today we received a garnishment order for a judgement we have no knowledge of.   When we called the courthouse,  they told us a company called CACH,  LLC sued us in 2014 and won a judgement.   We moved to Georgia from another state at the end of 2013 which meant we had to get a new cell carrier and new phone numbers..  

 

We never received any summons nor phone calls from this company.   My husband nor I have taken any loans or credit cards out for many years (other than thr one credit card we have and is in good standing).   

 

Is there anything we can do post judgement to fight this?   My husband is the only one in our household that has an income as I stay home with our adult autistic daughter.   We do not receive any government assistance so our money is already tight.   Please advise 

[BV80]

10 minutes ago, Nicki said:

Today we received a garnishment order for a judgement we have no knowledge of.   When we called the courthouse,  they told us a company called CACH,  LLC sued us in 2014 and won a judgement.   We moved to Georgia from another state at the end of 2013 which meant we had to get a new cell carrier and new phone numbers..  

 

We never received any summons nor phone calls from this company.   My husband nor I have taken any loans or credit cards out for many years (other than thr one credit card we have and is in good standing).   

 

Is there anything we can do post judgement to fight this?   My husband is the only one in our household that has an income as I stay home with our adult autistic daughter.   We do not receive any government assistance so our money is already tight.   Please advise 

Go to the courthouse and request to see the court file on the lawsuit.   That file should contain a document (service of process) that shows how you were allegedly served.   The complaint itself should have the information on the account for which you were sued.

Let us know what you find out.

[Clydesmom]

Call Steve Koval or the law firm of Skaar and Feagle.  They fight crap like this all the time.  Odds are good Cavalry used sewer service which is an FDCPA violation.  If they did violate one of them will take the case at no cost to you (on contingency) and sue them for the violation.  DO NOT email.  CALL.

[kraftykrab]

2 hours ago, Nicki said:

Today we received a garnishment order for a judgement we have no knowledge of.   When we called the courthouse,  they told us a company called CACH,  LLC sued us in 2014 and won a judgement.   We moved to Georgia from another state at the end of 2013 which meant we had to get a new cell carrier and new phone numbers..  

 

We never received any summons nor phone calls from this company.   My husband nor I have taken any loans or credit cards out for many years (other than thr one credit card we have and is in good standing).   

 

Is there anything we can do post judgement to fight this?   My husband is the only one in our household that has an income as I stay home with our adult autistic daughter.   We do not receive any government assistance so our money is already tight.   Please advise 

Which state were you sued in?  You moved at the end of 2013, it is common for bottom feeders like CACH to sue in the state you no longer lived in, while claiming that they personally served you on the proof of service that BV80 mentioned to you. 

[bohey]

Writ of execution by law office from CACH who got a judgment. It was filed in a county where I do not reside. I fought the lawsuit and had an old retired judge who did not know anything about collection law. He was substituted at last minute and seemed to know the attorney who showed up quite well. They ran me thru a lot of extraneous crap - like how could such a city not be within a certain radius - would it be less as a bird flies? 

I did everything right and Shoukdhave won the case but for a technicality. ( Service was attempted on JDB at latter part of 2012. I erred and wrote service was attempted in 2013. What recourse do I have?