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Hello,

I must thank everyone who contributes here so much.  I started cleaning up my credit about two months ago. I had five collections and two charge offs on my EQ. I depended on the advise given here and sent some verification letters and also disputed with the CRAs and followed up with a MOV after the disputes. Two CA's deleted right away and sent letters saying they are no longer collecting on my account. After the MOV, EQ deleted all my other three remaining collections accounts. As of today, I have only one charge off from a credit union.  My score has jumped 35 points, from fair to good credit on EQ. Thank You ALL SO MUCH!

Transunion and Experian have been more difficult but I just got a $5200 collection from a former apartment also deleted from both after disputing and sending them documents. Now I know its only a matter of time before I will get back to good and then excellent credit.

This forum works wonders. Thanks!

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