Did Debt Consolidation ruin my chances in court?

[MattA 0]

I tried debt consolidation almost a year ago and quit after a few months.  I wasn't able to keep up with it.

Now, as I'm looking into disputing the letters being sent to me, I wonder if that past debt consolidation is legal proof of my admittance to the debs, thereby making it pointless to challenge the collectors.

Thank you for any input.

 

[BV80 2,601]

6 minutes ago, MattA said:

I tried debt consolidation almost a year ago and quit after a few months.  I wasn't able to keep up with it.

Now, as I'm looking into disputing the letters being sent to me, I wonder if that past debt consolidation is legal proof of my admittance to the debs, thereby making it pointless to challenge the collectors.

Thank you for any input.

 

You know...that's a good question.   It's very possible that courts would view your willingness to include accounts in a consolidation as a concession that the debt is owed by you.   Why else would you include certain accounts in the consolidation?

Could you offer some specific details on the consolidation?