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Being sued by Portfolio Recovery Associates, LLC in Texas, please help

Guest dontcare91

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Guest dontcare91

I have noticed a awesome man by the name of @texasrocker helping a bunch of people in this forum. I am hoping he may help me also. As well as any other help is appreciated. I have seen this format posted through the forums so I will use this.

1. Who is the named plaintiff in the suit?

Portfolio Associates LLC

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)

Kelvina E.Wiley , 15660 N. Dallas PKWY, STE 350, Dallas TX 75248

3. How much are you being sued for?


4. Who is the original creditor? (if not the Plaintiff)


5. How do you know you are being sued? (You were served, right?)

Served in person

6. How were you served? (Mail, In person, Notice on door)

Served in person

7. Was the service legal as required by your state?

Yes, served by person

8. What was your correspondence (if any) with the people suing you before you think you were being sued?

I have never spoken to PRA LLC

9. What state and county do you live in?

Montgomery County, TX

10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)

May 4th, 2014 as stated in summons.

11. What is the SOL on the debt? To find out:

4 years 

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or  looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).

I have look by name, by the plaintiffs attorney, by my name, court number, case number and everything I can think of on the Montgomery County website and I can not find any information on my case. I will call them as soon as they open to figure this out. My case was "citation is issued to pursuant of a petition filed by the above name plaintiff on October 31 2016" filed in the justice court pct .2 Montgomery county TX under judge trey spikes due to "defendant is believed to be in said county at the time of commencement of suit.)" and there is nothing on there site showing any info rewarding my case. Which is where I have lived my whole life. I have found many cases by the lawyer and plaintiffs in the country but none for my name or any on the date stated on the summons when it was filed.

Now being its the 23 of November the day I have received this and them saying they are closed from 23-25 in honor of thanksgiving I will call them as soon as I can to figure this out. Or do as advised.

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)

No have never had contact

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.

No have never had contact

15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?

Received November 23, 2016

14 days (December 7,2016)

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

I have received nothing other than the 4 pages that came together stating the normal suit information.1 coverage with summons sigh by a judge, and 3 other pages which is the plaintiffs original petition. No statements. It does however state my account number in the 6. Facts paragraph and the day it was opened and closed, and that they are the current holder of the defendants account that was canceled and charged off.



Thanks for your help and I hope you have a wonderful thanksgiving.


edit bad copy and past

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