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Sued By Midland Funding LLC in Arkansas


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Just served a few days ago.  Here is the info:

 

1. Who is the named plaintiff in the suit?   MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO SYNCHRONY BANK/TJX

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)  FINKELSTEIN, KERN, STEINBERG & CUNNINGHAM PC

PO BOX 1, KNOXVILLE TN 37901 (888-200-6501)

3. How much are you being sued for?  $694.80

4. Who is the original creditor? (if not the Plaintiff)   SYNCHRONY BANK / TJ MAXX

5. How do you know you are being sued? (You were served, right?)   SERVED

6. How were you served? (Mail, In person, Notice on door)  IN PERSON AT DOOR (GIVEN TO HUSBAND)

7. Was the service legal as required by your state?   YES, I BELIEVE SO.

Process Service Requirements by State - Summons Complaint

8. What was your correspondence (if any) with the people suing you before you think you were being sued?  NONE (UNOPENED) I HAVE SENT NO CORRESPONDENCE FROM MY END.

9. What state and county do you live in?   ARKANSAS / GARLAND COUNTY

10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)  APPROXIMATELY 2 YEARS AGO

11. What is the SOL on the debt? To find out:   NOT SURE

Statute of Limitations on Debts

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or B) looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).    SUIT SERVED (AWAITING MY RESPONSE)

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)    NO

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.   NO

15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?  30 DAYS FROM SERVING 

Here is an example of what the summons/complaint may look like: Sued by a Debt Collector - Learn How to Fight Debt Lawsuits

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

COPY OF BILL OF SALE FROM SYNCHRONY TO MIDLAND

BILLING STATEMENT WITH TERMS AND CONDITIONS (NOTHING WITH ORIGINAL SIGNATURES)

 

17. Read this article:

Sued by a Debt Collector - Learn How to Fight Debt Lawsuits

I AM AWAITING TO FILE MY RESPONSE THIS WEEK OR NEXT AND JUST NEED TO KNOW BEST FORMAT, ANSWERS, ETC.

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@CaptainHog, a few more details would help! ;)  It appears your submission is blank.  Many forum memebers would be happy to help.  In order to this in the most expeditious way possible, be sure to click on the link below:

Q's to answer when posting in this forum - please read!

Providing this information will save a lot of time, and allow for faster responses.  It's my personal policy to see that no fellow Arkansan lose to these bottom-feeders.  I've been sued twice by them, and won both times.

Either way, good luck!

Jimmy

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  • 2 weeks later...

Very strange..I can see my answers from December 8th..here it is again..copied and pasted.  Thanks so much.

 

Just served a few days ago.  Here is the info:

 

1. Who is the named plaintiff in the suit?   MIDLAND FUNDING LLC AS SUCCESSOR IN INTEREST TO SYNCHRONY BANK/TJX

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)  FINKELSTEIN, KERN, STEINBERG & CUNNINGHAM PC

PO BOX 1, KNOXVILLE TN 37901 (888-200-6501)

3. How much are you being sued for?  $700

4. Who is the original creditor? (if not the Plaintiff)   SYNCHRONY BANK / TJ MAXX

5. How do you know you are being sued? (You were served, right?)   SERVED

6. How were you served? (Mail, In person, Notice on door)  IN PERSON AT DOOR (GIVEN TO HUSBAND)

7. Was the service legal as required by your state?   YES, I BELIEVE SO.

Process Service Requirements by State - Summons Complaint

8. What was your correspondence (if any) with the people suing you before you think you were being sued?  NONE (UNOPENED) I HAVE SENT NO CORRESPONDENCE FROM MY END.

9. What state and county do you live in?   ARKANSAS / GARLAND COUNTY

10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)  APPROXIMATELY 2 YEARS AGO

11. What is the SOL on the debt? To find out:   NOT SURE

Statute of Limitations on Debts

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or B) looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).    SUIT SERVED (AWAITING MY RESPONSE)

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)    NO

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.   NO

15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?  30 DAYS FROM SERVING 

Here is an example of what the summons/complaint may look like: Sued by a Debt Collector - Learn How to Fight Debt Lawsuits

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

COPY OF BILL OF SALE FROM SYNCHRONY TO MIDLAND

BILLING STATEMENT WITH TERMS AND CONDITIONS (NOTHING WITH ORIGINAL SIGNATURES)

 

17. Read this article:

Sued by a Debt Collector - Learn How to Fight Debt Lawsuits

I AM AWAITING TO FILE MY RESPONSE THIS WEEK OR NEXT AND JUST NEED TO KNOW BEST FORMAT, ANSWERS, ETC.

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