Capital one auto repo

[JN34465]

It's a long story that started with my wife dying in December 2015 and ending with Capital one stating that I am on a repossession list. In September 2016 I lost all my clothing and furniture and TVs to bedbugs. I am disabled and unable to climb steps so I gave up and tried to file a chapter 13. I couldn't do a 7 until next year. Well the payment was too high with having to move and paying on the house etc. They are foreclosing on the condo. I owe way more than its worth. This is in Ohio and I live in Florida now. Much better in a one floor condo. No steps. I'm able to start paying but the only option Cap one is giving me is to trade the vehicle or pay the entire balance. I tried to trade but obviously my credit is shot. I can't afford to he without a car as I have a job starting in January but Uber us 53.00 a day and no bus runs. Any help or suggestions. I know Capital One is being fair and I hate to lose the car. I actually like it. I just can't afford to come up with 15000. My 401k was exhausted due to my wife's illness so nothing there.