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Being sued by Portfolio Recovery in NC (Statue of Limitations Question)


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I am being sued by Portfolio Recovery my question is my last payment looks like it was on January 18th 2014 according to my Credit card statements included in their documentation. My wife was served the papers for me on 12/16/2016 there is no court date set yet. Could I use SOL in Nc since it is 3 years as part of my defense? Or did they barely make the time limit?

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11 minutes ago, Central09er said:

Could I use SOL in Nc since it is 3 years as part of my defense?

Unfortunately no.  SOL is determined by when they filed the case not when you were served.  So if your last payment was January 18th 2014 they had until the 18th of this month to FILE the suit.  They filed timely and within the SOL.

12 minutes ago, Central09er said:

Or did they barely make the time limit?

Yup, they squeaked in.

 

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