Paralyzed

Portfolio Recovery #1 claim in combination statement - how do I respond?

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Probably an easy answer I am over thinking.... have been reading posts for 7hours now and still not finding a response I am comfortable in using.

PRA Summons States:

#1 The plaintiff is registered and licensed to do business in New Jersey and the defendant is a resident of XXXXX County and whose social security number ends in xxx-xx-x/// is subject to this court's jurisdiction. 

HOW DO I RESPOND? As I see it they are combining multiple statements to somehow reel me in. I DO NOT KNOW if they are registered and licensed in New jersey since they did not provide the info to substantiate. I AM a resident in this county. They are the last 3 digits in my ss BUT this is not my debt!

Any ideas here? Do I state:

  Defendant denies the allegations contained in Paragraph 1 of the Complaint as this request calls for admission of matter defendant has denied and thus it is improper. (Doesn't seem to address their claim of licensing etc.)

Am scratching my head here!!!

Also as a note, am thinking to notify court that I already opted for arb with this creditor (although they will probably just be receiving notice same day of answer is due to court) and will file a MTC to private contractual arb. Any thoughts?

 

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11 minutes ago, Paralyzed said:

Probably an easy answer I am over thinking.... have been reading posts for 7hours now and still not finding a response I am comfortable in using.

PRA Summons States:

#1 The plaintiff is registered and licensed to do business in New Jersey and the defendant is a resident of XXXXX County and whose social security number ends in xxx-xx-x/// is subject to this court's jurisdiction. 

HOW DO I RESPOND? As I see it they are combining multiple statements to somehow reel me in. I DO NOT KNOW if they are registered and licensed in New jersey since they did not provide the info to substantiate. I AM a resident in this county. They are the last 3 digits in my ss BUT this is not my debt!

Any ideas here? Do I state:

  Defendant denies the allegations contained in Paragraph 1 of the Complaint as this request calls for admission of matter defendant has denied and thus it is improper. (Doesn't seem to address their claim of licensing etc.)

Am scratching my head here!!!

Also as a note, am thinking to notify court that I already opted for arb with this creditor (although they will probably just be receiving notice same day of answer is due to court) and will file a MTC to private contractual arb. Any thoughts?

 

If the ss# is correct and you're being sued in the correct county and court, I think you can admit that part while denying the part about licensing.   Or just check to see if they're licensed. 

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Guest usctrojanalum

"defendant admits the allegations in paragraph 1 of the complaint that the defendant resides in the county of X and that the defendants ssn is correct. Defendant lacks knowledge or information to form a belief as to the remaining allegations."

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30 minutes ago, debtzapper said:

@Paralyzed

This was your Aug. 2016 thread.  Is this a continuation of it?  I thought I read on the "other board" that your MTC was successful.

 

Previous MTC WAS successful. I am moving forward with multiple FCPB and CFPB violations for that case. This is a more recent and second filing from PRA now coming after spouse for same creditor (previous case was won for ME - card was NOT a joint account and all info on claim is not accurate as acct number is not even correct this filing). They've pushed a few DIFFERENT automated buttons on this filing and this first statement was what threw me. So for me, this will be 2nd round with this JDB, same debt. Ugh.  

 

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9 minutes ago, Paralyzed said:

Previous MTC WAS successful. I am moving forward with multiple FCPB and CFPB violations for that case. This is a more recent and second filing from PRA now coming after spouse for same creditor (previous case was won for ME - card was NOT a joint account and all info on claim is not accurate as acct number is not even correct this filing). They've pushed a few DIFFERENT automated buttons on this filing and this first statement was what threw me. So for me, this will be 2nd round with this JDB, same debt. Ugh.  

 

CFPB violations? 

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42 minutes ago, Paralyzed said:

Previous MTC WAS successful. I am moving forward with multiple FCPB and CFPB violations for that case. This is a more recent and second filing from PRA now coming after spouse for same creditor (previous case was won for ME - card was NOT a joint account and all info on claim is not accurate as acct number is not even correct this filing). They've pushed a few DIFFERENT automated buttons on this filing and this first statement was what threw me. So for me, this will be 2nd round with this JDB, same debt. Ugh.  

 

I see.  Well, I wish you had updated your thread to let the board know.  We like to share that info with others, esp in states like NJ, where we haven't had a win in a long time.

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2 hours ago, debtzapper said:

I see.  Well, I wish you had updated your thread to let the board know.  We like to share that info with others, esp in states like NJ, where we haven't had a win in a long time.

Debtzapper my apology. My intent was to continue however it has been a few weeks since closing that last case and coming back tonight I was very frustrated in trying to figure out how to post anything.  Again it was not intentional. I will post more as move through the stages again. This time I am taking a slightly different approach and will be filing MTC for Arb same day as Answer. 

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