clueless1984 Posted January 19, 2017 Report Share Posted January 19, 2017 I have four credit card accounts that are maxed out. 3 are $12k each, 1 is $30k. I have gotten some money and so can make payment and reduce the balances. I do not have enough to get all accounts below 30% (Debt to Line), But can make some accounts under 30% and the rest below 50%. Which scenario improves my credit score the most? Make the three smaller accounts below 30 %, and the larger account below 50%. or Make the larger account below 30%, and the smaller accounts below 50% Please advise? Quote Link to comment Share on other sites More sharing options...
willingtocope Posted January 19, 2017 Report Share Posted January 19, 2017 Pay off the ones with the highest interest rates. Cut up those cards. Your credit scores are so screwed up with $66k in unsecured debt that the "below 30%" trick is useless. Stop paying interest. Quote Link to comment Share on other sites More sharing options...
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