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Being sued in Texas by PRA, Help anyone?


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Hello everyone,

I need help with an answer this is my first time going through this. 

Thanks in advance.

 

1. Who is the named plaintiff in the suit?

 

Portfolio Recovery Associates, LLC

 

2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)

 

Rausch, Strum, Israel, Enerson &Hornik LLC

 

3. How much are you being sued for?

 

$1,202.86

 

4. Who is the original creditor? (if not the Plaintiff)

 

Citibank N.A (goodyear)

5. How do you know you are being sued? (You were served, right?)

 

Served 2/1/17

 

6. How were you served? (Mail, In person, Notice on door)

 

In person

 

7. Was the service legal as required by your state?

 

Yes.

 

8. What was your correspondence (if any) with the people suing you before you think you were being sued?

 

None. Never any phone calls or mail from anyone from Portfolio Recovery Associates.

 

9. What state and county do you live in?

 

Texas, Webb County

 

10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)

 

Claimed to be December 8, 2013 in Complaint.

 

11. What is the SOL on the debt?

4 Years

 

12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).

Suit Served

 

13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)

 

No

 

14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.

 

No

 

15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?

 

14 days, ending Tuesday, February 14, 2017.

 

 

16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.

None

 

 

The lawsuit is in Justice Court.

 

The Original Petition served from the justice court is as follows:

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