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I need advice on dealing with Portfolio Recovery Associates (PRA)


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Hi guys,

I previously posted about two collections I have with PRA regarding credit card debts and was directed to speak  a lawyer here in TN.  I was given the advice to dispute the collections with the CRAs and once they reply to notify him  Well it has been almost five days since I notified him of the results and I have not been given a reply.  At this point I feel like trying to fight it is not worth it.  I fear getting sued and then not being able to find a attorney to fight it and getting a judgement.  Can anyone provide any advice on how I should approach PRA?  I have filed a dispute with CFPB and am waiting for the results of that.  If the outcome is not favorable then I think I will go ahead and try to settle the matter.


Please tell me how I should go about getting this handled.   I am so angry that this company is going to make money off of my financial misfortune.

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