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I'm very grateful to all on this forum.

Just trying to figure out how to best defend myself when Calvary files suit in CA. They haven't yet but a law firm has sent debt validation documents at my request.

They sent a 'bill of sale and assignment'  from OC signed by a OC employee, an 'asset schedual' with a bulk inventory sale ID #, an affidavit from a different state with a name and signature of someone swearing under penalty of perjury that they are an employee of the OC. This person states they have knowledge of OC accounts and one with my name, amount owed and date opened was sold to Cavalry on a certain date.

Can anyone help me understand how to defend myself when they sue? Do they have standing already with what they provided?

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