It's Been 30 Days Since Dispute & No reply

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Couple things.  First, they aren't required to have a response in your hands within 30 days.  There are merely required to complete their reinvestigation within that period of time.  You'll get your letter after that.  Second, if you initiated your dispute from the free annual version of your credit report, they have 45 days instead of 30 to complete their reinvestigation.


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