MsAnybody

AmEx Centurion judgment from 2010

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Hello

 

AmEx Centurion has a judgment against me from November 30, 2010 at a Brooklyn court for the amount of $12,906.  The judgment shows up in my credit report under "Public Records".  We have been approved for a mortgage for a new home, but the lender is requiring me to pay off this amount in full to have the judgment removed. I don't know where to begin or how to proceed, or if I should pay this off at this time.  In all these years, I have not heard from American Express - not once. Please advise. Thank you. 

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49 minutes ago, MsAnybody said:

the lender is requiring me to pay off this amount in full to have the judgment removed. I don't know where to begin or how to proceed, or if I should pay this off at this time.

Depends on how bad you want the mortgage.  The lender will pull your credit again prior to the actual closing and if it is still there they won't allow it to go through.

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