15 posts in this topic

Mediahub247    0

 

 

 

 

 

 

 

 

 

Ok so, due to being ignored by the bureaus,  i have sent my 3rd letter to all 3  bureaus warning them that i will be sending a formal complaint to the FTC, however i have never gotten this far. Can someone please assist me in writing a letter to the FTC about this.

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Clydesmom    956
2 hours ago, Mediahub247 said:

 

 

 

 

 

 

 

 

 

Ok so, due to being ignored by the bureaus,  i have sent my 3rd letter to all 3  bureaus warning them that i will be sending a formal complaint to the FTC, however i have never gotten this far. Can someone please assist me in writing a letter to the FTC about this.

You don't write a letter to the FTC.  All complaints are now handled by the CFPB and you can file a complaint on line.  The chances that they handle your situation individually are slim to none.

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Mediahub247    0
37 minutes ago, Clydesmom said:

You don't write a letter to the FTC.  All complaints are now handled by the CFPB and you can file a complaint on line.  The chances that they handle your situation individually are slim to none.

Thank you for responding. well I've been doing everything by usps certified mail, keeping accurate records, so can i just write to them by mail?

And also, what is the best way to write the letter to them

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Harry Seaward    842
2 hours ago, Mediahub247 said:

Thank you for responding. well I've been doing everything by usps certified mail, keeping accurate records, so can i just write to them by mail?

And also, what is the best way to write the letter to them

Again, don't waste your time in filing any sort of complaint, unless that complaint is in the form of a lawsuit and has the name of your local Federal courthouse in the caption.  None of the government agencies will do jack squat for you.

Go see a consumer rights lawyer and get yourself paid by these bozos!

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Clydesmom    956
10 hours ago, Mediahub247 said:

I've been doing everything by usps certified mail, keeping accurate records, so can i just write to them by mail?

You would have to check the CFPB website and see if they even allow complaints by mail.  It doesn't matter if you have been handling everything with the bureaus by mail.  What matters is HOW the CFPB wants the complaint filed.

10 hours ago, Mediahub247 said:

And also, what is the best way to write the letter to them

With absolutely NO facts in your post to support your claims it is impossible to tell you how to draft a complaint to the CFPB.

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BV80    2,334
14 hours ago, Mediahub247 said:

 

 

 

 

 

 

 

 

 

Ok so, due to being ignored by the bureaus,  i have sent my 3rd letter to all 3  bureaus warning them that i will be sending a formal complaint to the FTC, however i have never gotten this far. Can someone please assist me in writing a letter to the FTC about this.

Could you please explain a little more?   

1.  What was your dispute?

2.  Did they ever respond at all?

 

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Mediahub247    0
On 6/2/2017 at 11:27 AM, BV80 said:

Could you please explain a little more?   

1.  What was your dispute?

2.  Did they ever respond at all?

 

I disputed negative erroneous items on my credit reports, and no they never responded.

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BV80    2,334
25 minutes ago, Mediahub247 said:

I disputed negative erroneous items on my credit reports, and no they never responded.

They're in violation of the FCRA if they never responded.  However, it's upon you to prove you filed a proper dispute and that a response was never issued.

I agree that you should take your information to a consumer attorney to make sure all of your ducks are in a row.

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Mediahub247    0
4 hours ago, BV80 said:

They're in violation of the FCRA if they never responded.  However, it's upon you to prove you filed a proper dispute and that a response was never issued.

I agree that you should take your information to a consumer attorney to make sure all of your ducks are in a row.

I appreciate all your responses, i have an understanding of law to the effect that i always represent myself in court.

Should I file a complaint thru CFPB or FTC and than go to the courthouse and file suit?

Would that be my next step?

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Clydesmom    956
22 minutes ago, Mediahub247 said:

Should I file a complaint thru CFPB or FTC and than go to the courthouse and file suit?

ONE more time:  the FTC does not handle these issues anymore.  That is why the CFPB was created.

File suit based on WHAT?  There are absolutely NO facts in any of your posts that would induce the volunteers here to tell you to head down to the court house and file a Federal suit.

23 minutes ago, Mediahub247 said:

Would that be my next step?

Absolutely NO way of knowing without your divulging what happened and when with specific facts corresponding.

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Harry Seaward    842
48 minutes ago, Mediahub247 said:

I appreciate all your responses, i have an understanding of law to the effect that i always represent myself in court.

Are you sure?  You keep asking questions that someone would ask only if they were ignorant of the law.

For the last time, filing a complaint with the FTC, CFPB, BBB, ABC or 123 is a complete waste of time.  They will do NOTHING for you.  Nothing at all.  The reason is they aren't there to go to battle for individual consumers.  Their sole function is to accumulate several complaints (thousands or tens of thousands) of the same type and then investigate and possibly take action.  It's a 3-5 year process and, again, the consumers that filed the complaints get nothing in return but the satisfaction of knowing they made a 1/20,000th contribution to change.

The most effective way (and probably the only way) to get an outcome in your favor is to sue them in Federal court.  If you understand the law as you claim, then file away.  But then again, you would have done this already if you did in fact know what you're doing.

Go talk to a lawyer.  If even 1/2 of what you're telling us here (which isn't much, actually) is true, a legitimate consumer rights lawyer will take the case on contingency.  That means you won't have to pay him anything.  He will get paid by the CRAs when he wins (or settles) the case.

The end.

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Mediahub247    0
22 minutes ago, Clydesmom said:

ONE more time:  the FTC does not handle these issues anymore.  That is why the CFPB was created.

File suit based on WHAT?  There are absolutely NO facts in any of your posts that would induce the volunteers here to tell you to head down to the court house and file a Federal suit.

Absolutely NO way of knowing without your divulging what happened and when with specific facts corresponding.

March i sent a dispute letter, waited 30 days, no response.

April i sent a second dispute letter, and still no response.

Last month may, i sent a third letter warning them that they are in violation of the FCRA, and still have not received a response yet for any letter.

 

Since I am a pro se litigant, i do t use lawyers.

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BV80    2,334
1 hour ago, Mediahub247 said:

March i sent a dispute letter, waited 30 days, no response.

April i sent a second dispute letter, and still no response.

Last month may, i sent a third letter warning them that they are in violation of the FCRA, and still have not received a response yet for any letter.

 

Since I am a pro se litigant, i do t use lawyers.

 Based upon the meager nformation you have provided, you are neither a litigant nor do you have the knowledge to proceed pro se. 

Consult with an attorney. 

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Harry Seaward    842
6 hours ago, Mediahub247 said:

Since I am a pro se litigant, i do t use lawyers.

Good.  Then you don't need us to answer any more nonsense questions for you.

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