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alycia

Fha loan FICO score and down payment

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I was reading on another site that if you have a FICO score 580+ than your down payment can be as low as 3.5% but if it's lower than 580 you have to do a down payment of 10%. Has anyone heard of this before??? My boyfriend and I want to buy a house together but one of us has a great score and the other not so much. I don't want to buy the house by myself. 

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