Credit Clean up

2 posts in this topic


I'm hoping to get advice/tips on my situation. In October 2014 I was having major financial troubles due to multiple credit cards and a job layoff. I was not able to pay the credit cards and they were charged off. Currently, i am working and I am in a better financial situation.  My question is how do I start to clean this up. I've had a couple of collection agencies threaten to aye and ended up paying them off. I want to buy a house in the next year but I need to start to clean this up ASAP. Any suggestions?

Share this post

Link to post
Share on other sites
2 hours ago, Erinq said:

Any suggestions?

Get paper copies of your reports and find out what is reporting.  Once we know who and approximately how much we can give you clearer advice on how to proceed.

Share this post

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now