Erinq

Credit Clean up

2 posts in this topic

Hello,

I'm hoping to get advice/tips on my situation. In October 2014 I was having major financial troubles due to multiple credit cards and a job layoff. I was not able to pay the credit cards and they were charged off. Currently, i am working and I am in a better financial situation.  My question is how do I start to clean this up. I've had a couple of collection agencies threaten to aye and ended up paying them off. I want to buy a house in the next year but I need to start to clean this up ASAP. Any suggestions?

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2 hours ago, Erinq said:

Any suggestions?

Get paper copies of your reports and find out what is reporting.  Once we know who and approximately how much we can give you clearer advice on how to proceed.

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