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Credit Clean up


Erinq
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Hello,

I'm hoping to get advice/tips on my situation. In October 2014 I was having major financial troubles due to multiple credit cards and a job layoff. I was not able to pay the credit cards and they were charged off. Currently, i am working and I am in a better financial situation.  My question is how do I start to clean this up. I've had a couple of collection agencies threaten to aye and ended up paying them off. I want to buy a house in the next year but I need to start to clean this up ASAP. Any suggestions?

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