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ChristineBB

Removing a JDB Collection Account from My Credit Reports

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A junk debt buyer (JDB) added a collection to my three credit reports a few months ago.   The original creditor they're listing is an online entity I received a loan through.  However, the loan agreements were between a different company and me.  If that's not bad enough, the amount they claim I owe is completely fabricated... and they're raising it each month with interest and fees.

I disputed this account with all three credit bureaus.  It was verified within a month.

What is the best way to dispute a collection on a credit report based on a JDB's standing?  I'm not sure how I can effectively challenge this when all the JDB has to do is claim the information is accurate.

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