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Wrong Open Date on credit report from collection agency


PINOY
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1 hour ago, PINOY said:

I have an account with Century link that went to collection, the collection agency report the wrong Open Date on my credit report. What do i need to do?

The date opened is the one the collection agency received it not when it went into default with Century Link.  

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16 hours ago, PINOY said:

I have an account with Century link that went to collection, the collection agency report the wrong Open Date on my credit report. What do i need to do?

As has been pointed out, the "date opened" is the date the account was assigned to the collection agency (CA).

The 7-year reporting period for negative entries is based upon the date of first delinquency provided by the original creditor(OC).  It's not based upon the date the account was opened with the OC or assigned to a CA.

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