Donnyten Posted November 1, 2017 Report Share Posted November 1, 2017 Hello people. I'm looking to improve my credit. I'm 31 years of age and made a few bad choices when I turned 18. I was approved for a capital one and chase Bank credit card, both went unpaid and ended up in collections. I was younger and had a different name but was changed years ago. As of today there are two items on my credit report. however I cannot see the past collections from those credit cards on my report. I'm not sure why they are not listed and whether or not they still affect me. Could anyone provide insight as to what's going on with that? Could it have been due to my name being changed? When I apply for certain things say for financing an automobile, they report that I have no credit history. I am not really sure what that means and would like some insight one that as well. I also read that if someone as me as an authorized user to their credit within a month or so that can help improve my score as well. If anyone has information as to whether or not this is true please let me know. Thanks Quote Link to comment Share on other sites More sharing options...
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