TxCitiboy Posted April 13, 2018 Report Share Posted April 13, 2018 I live in Texas, and I am receiving mail from PRA regarding a balance they now own from Dell Financial Services (webbank) in the amount of $2430.22. The letter I just received says my account has been transferred to the litigation department, but no attorney has personally reviewed... After researching this site, I found the sections regarding arbitration. The original credit agreement for the dell preferred account does contain an arbitration clause. No suit has been filed, I've not been served, it's just a letter right now. I've never made contact, answered phone calls, or responded to mail received. My understanding is that arbitration will cost them too much to be worth pursuing, given the amount of the debt. My question is what do I need to do or not do as I go forward? Quote Link to comment Share on other sites More sharing options...
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