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Getting Credit File # From Online Reports


Gorbah
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Seriously... How does one find and/or obtain the credit file number from an online report?

Kind of lost here. I've tried calling all three credit bureaus and they suggested I get my free annual report to obtain it because they couldn't verify it's me.

Any thoughts or recommendations?

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  • 3 weeks later...

Maybe I'm just getting too old and dumb. I know that site you can download the PDF and gives you the file number like you said. I'm referring to the bureau site directly. For example experian.com or freecreditscore.com. Is the only place that gives the file number annualcreditreport.com?

 

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58 minutes ago, Gorbah said:

For example experian.com or freecreditscore.com

You either A.) have to pay the CRA to get a credit report that has a file number; B.) get denied credit and make a request under FCRA for adverse action; or C.) get your free annual report from the link I gave.

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