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Zephyr

Pre-Legal Notice from Credit Corp Solutions

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Hello,

 

I just received a Pre-Legal Notice from Credit Corp Solutions. Basically the letter says that due to a lack of response they've placed the debt with their pre-legal department and it may be referred to an attorney. I did some research and found that this is a standard intimidation letter and they have actually been sued over this here in California.

Some back story: This account was charged off in March 2017 and sold to Credit Corp Solutions. They first contacted me shortly after. Something that's interesting is that they actually listed the debt as being $700 more than the amount that the original creditor said was owed when it was charged off.

Does anyone have any advice? I'm hoping that I can get away with not paying this company anything because I hate collection agencies.

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Write them back and include a copy of this: https://www.classaction.org/news/credit-corp-solutions-hit-with-lawsuit-over-vague-collection-letter 

 

Seriously, send a standard DV and copy the page from the above post.....   bet they drop it like it is a bomb....

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"Lack of response" sounds like the window of opportunity for a DV has passed.  In any case, I wouldn't do anything for now.  If they sue, you can respond with a motion to compel arbitration per the following agreement:
https://www.lendingclub.com/info/borrower-agreement.action

The agreement has JAMS and says they pay all of their own fees.

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