Amanda76 Posted May 10, 2018 Report Share Posted May 10, 2018 Please help!! Looking for advice! I'm positive this tactic by Calvary Portfolio Services is 100% illegal, but not sure how to handle it. I have 2 credit cards in collection with Cavalry. After my divorce I was unable to pay them (my ex husband was supposed to but didn't). I have never spoke with them. Have received several letters but I never contacted them. Since my divorce I have worked hard to rebuild my credit. I have signed up for services from places like Credit Sesame to keep track. In Missouri, the statue of limitations is 5 years. According to my credit report, June 2018 (next month) is 5 years. So tonight I received an email saying I had an alert because there was a change in my collections. Went into credit sesame and it says good job that I made a payment of at least $1 on the account with Cavalry. I absolutely did no such thing. Obviously they did this to restart the clock since it was to be out next month. So, what can I do? This has to be completely illegal, but can someone advise me on the process I would need to go through? Any help would be appreciated so much! Quote Link to comment Share on other sites More sharing options...
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